Don’t Leave
Your Family with a
Financial Burden.
Secure Affordable Final Expense
Insurance that Fits Your Budget.
No Medical Exams. No Health Physicals. Just Peace of Mind.
Our Mission
You have spent a lifetime providing for your family. Don't let your final expenses become their financial emergency. At Mark Davis Financial Group, we help seniors secure state-regulated life insurance that pays cash for funeral costs, outstanding debts, and medical bills.
Rates Locked for Life: Your premium will never increase.
Day-One Coverage Available: Many plans pay full benefits immediately.
Independent Advocacy: We shop 20+ top-rated carriers to find your lowest rate.
Testimonials
Daniel
I wasn’t sure where to start with life insurance, but Mark took the time to explain everything clearly and helped me find a policy that gives me peace of mind. I never felt rushed or pressured—just supported. Highly recommend!
Ashley
I needed a combination of life insurance and an income option for retirement, and Mark came through with both. He’s professional, down-to-earth, and really knows his stuff. I’m so glad I found him.
Maggie
I never thought shopping for final expense insurance could be such a positive experience. At my age, I’ve dealt with my fair share of pushy salespeople, but David was different. He was respectful, took the time to understand my needs, and helped me choose a plan that gave me peace of mind. I appreciate his honesty, and I’m relieved to have this taken care of for my family.
Frequently Asked Questions
Common Questions Answered for your convenience.
Is this the same as "Pre-Need" insurance sold by funeral homes?
No. Pre-need insurance ties your money to a specific funeral home. If that funeral home goes out of business or you move to another state, you could lose coverage. Our Final Expense policies pay cash to your beneficiary, who can use it at any funeral home or for other debts. It gives your family total freedom.
How long does it take for my family to get the money?
Final Expense claims are typically settled very quickly—often within days of the insurance company receiving the death certificate. This provides immediate funds for funeral deposits.
I’m 75 and have diabetes. Can I really get coverage?
Yes. We work with carriers that specialize in "high-risk" cases. Many common conditions like diabetes (even with insulin), high blood pressure, and even COPD are accepted by specific carriers for day-one coverage.
Will my monthly payment go up as I get older?
Never. We only sell Whole Life policies where the premium is fixed. It is guaranteed never to increase as long as you keep the policy active. This is a promise.